Commercial Financing Broker · New York City
Strategic Working Capital for Construction Businesses
Kylo Capital NYC connects qualified contractors with revenue-based financing solutions — including Merchant Cash Advances — designed to keep projects moving and cash flow stable.
Strategic Working Capital · Commercial Financing Broker · New York City
About Kylo Capital
Kylo Capital NYC provides small and lower-middle-market general contractors with access to Merchant Cash Advances and strategic working capital solutions designed to support project execution and business growth.
Construction companies routinely incur significant operating expenses — including materials, payroll, equipment, subcontractor obligations, and mobilization costs — well in advance of receiving payment on completed work.
These timing mismatches create working-capital constraints that limit a contractor's ability to maintain project momentum, pursue new contracts, or scale operations efficiently. MCA financing is structured to address exactly these gaps.
Kylo Capital NYC works with qualified contractors to identify and facilitate access to revenue-based financing solutions for:
- Materials and project supplies
- Payroll and labor expenses
- Equipment purchases, maintenance, and repairs
- Subcontractor obligations
- Project mobilization and startup costs
- Receivables and payment-cycle gaps
- New contract execution
- Business expansion and growth initiatives
"You manage the projects. We help structure access to the capital that keeps your business moving forward."
Primary Financing Product
Merchant Cash Advances
Kylo Capital NYC specializes in connecting qualified construction businesses with third-party funding providers that offer Merchant Cash Advances — a revenue-based financing solution built for the speed and flexibility that contractors require.
Unlike traditional bank lending, MCA approval is based primarily on your business revenue, cash flow, and overall underwriting profile — not solely on credit scores or collateral. This makes it a practical working-capital solution for contractors who need fast access to funds and may not qualify for conventional financing.
Funds can be deployed in as little as 48 hours after approval, giving your business the liquidity to cover materials, payroll, subcontractor costs, equipment, mobilization expenses, and cash-flow gaps between invoice submission and payment receipt.
As a commercial financing broker, Kylo Capital NYC does not lend directly. We work on your behalf to identify and facilitate access to MCA programs through our network of independent third-party funding providers.
- Approval based on revenue and cash flow — not traditional bank standards
- Funding in as little as 48 hours after approval
- No collateral requirement in most programs
- Flexible use of funds across all construction cost categories
- Facilitated through vetted third-party funding providers
- Not a traditional loan — structured as a revenue-based advance
"Revenue-based. Fast. Built for contractors who can't afford to wait."
Up to $0M
Max Funding Available
0 Hrs
Average Funding Speed
0+ Yr
Minimum Time in Business
Eligibility
Merchant Qualifications
1+ Year in Business
Minimum one year of operating history required
$25K Monthly Revenue
Minimum $25,000 in average monthly business revenue
Active Business Account
Active business bank account in good standing
600 FICO Score
600+ credit score preferred for optimal program access
Program Highlights
Up to $5,000,000
Maximum funding available per transaction, subject to underwriting and approval
48-Hour Funding
Average time from approval to capital deployment for qualified merchants
Use of Funds
Capital Solutions
Working Capital
General operating liquidity to keep your business running at full capacity
Materials & Supplies
Fund procurement of construction materials and project supplies upfront
Payroll & Labor
Cover payroll obligations and labor costs without disrupting project timelines
Equipment
Purchase, maintain, or repair equipment critical to project execution
Subcontractor Costs
Meet subcontractor payment obligations on schedule
Project Mobilization
Fund startup and mobilization costs for new contract awards
Growth & Expansion
Pursue new contracts and scale operations with strategic capital
Cash-Flow Gaps
Bridge the timing gap between invoice submission and payment receipt
Construction-Focused.
Capital-Ready.
Construction-Focused
Fast Process
Strategic Support
Third-Party Partners
Cash-Flow Aligned